21 Top Indian Banks

Banking in India has been in existence for more than 200 years, but the recent uprising of numerous private banks has given Indian customers a lot of options. Banks in India have also started providing features aside from banking accounts like money exchange and investment services.

This is a list of the top Indian banks according to their popularity.

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State Bank of India

This bank can trace its history to more than 200 years, thus making it the oldest bank in India. It offers savings accounts, deposit schemes with varying terms, credit cards, and debit cards under personal banking. It provides NRI services along with special banking features for the agricultural sector. Corporate and government banking is also undertaken by this bank.

HDFC Bank

This private bank offers features like savings, salary, and rural accounts under personal banking along with several other aspects like credit, debit, and prepaid cards. Personal, business, car, home, rural, and educational loans are offered by this bank. Other services offered by this bank include investment products, insurance, and forex trading. Premium and private banking facilities are also present.

ICICI Bank

This private bank offers personal, privilege, private, NRI, corporate, and business banking solutions. It also has numerous wealth management services offering financial advice and investment solutions. The bank allows users to purchase gold, insurance, and mutual fund products online, while tax and credit card payment can also be done online. There are numerous tools and calculators for aspects like loans and financial planning.

AXIS Bank

Founded in 1994, this bank provides products and services like accounts, deposits, safe deposit lockers, cards, and loans. It provides demat accounts that allow users to trading securities, while mutual funds, gold, and insurance are the other products available.

IDBI

Started in 1964, this public bank offers services like financial advice on various aspects like mutual funds, insurance, and wealth management. There are different types of loans and cards available at this bank along with foreign currency exchange and locker services.

Citi Bank India

This multinational bank has its presence in the Indian banking industry for more than 100 years delivering products like personal, NRI, and corporate banking. There are premium banking services that include several privileges like a dedicated relationship manager.

HSBC India

Offering personal and business banking solutions in India, this multinational bank has its presence in 18 major cities across the country. Foreign exchange services, private banking, and NRI services are also provided by this bank, which also has credit cards and personal loans on offer as well.

Standard Chartered India

This bank offers a variety of banking solutions like personal, private, preferred, priority, small business, and wholesale banking. Features like insurance, investments, and foreign exchange services are provided along with wealth management services.

Kotak Mahindra Bank

This Indian private bank offers a number of integrated services like mutual funds, insurance, and securities trading along with banking products like accounts, deposits, loans, and cards. Features like wealth management, trade finance, and commercial finance are also present.

Indusind

This bank offers banking solutions for individuals, businesses, corporate, institutions, and NRIs. Privilege and exclusive banking are also offered alongside accounts, deposits, and loans. Mutual funds, bonds, trading, and insurance products are also present along with the ability to link a demat account.

Ing Vysya Bank

Formed in 2002 following the merger between ING Group and Vysya bank, this bank offers personal, business, and private banking solutions. Wealth management and FOREX trading services are offered by the bank along with basic features like savings and current accounts.

Bank Of India

This public sector bank offers corporate, rural, retail, and NRI banking solutions. Ancillary services like investment in gold through coins, safe deposit lockers, mutual fund, and insurance products are also offered by this bank. Tax and bill payment can also be performed through this bank.

Yes Bank

Started in 2003, this private bank offers personal and corporate banking. The bank offers the ability to open a savings account online, while recurring deposits, social savings account, and senior citizen program are some of the other features of this bank.

Syndicate Bank

Aside from offering services like cash management, pension management, and insurance products, this bank offers dormant, savings, and term deposits solutions. It has an international banking division offering NRI services as well. Retail, agricultural, and priority sector loans are offered by this bank.

Bank Of Baroda

This bank provides retail, rural, personal, corporate, and business banking solutions. It has numerous deposit and loan products, while accounts can be managed by either internet or mobile banking. It provides the ability to track the status of a loan application online.

Corp Bank

This bank was started in 1906, and it has more than 1500 branches across the country. This provides both personal and corporate banking solutions, while special features include NRI services and a number of investment vehicles.

Punjab National Bank

This public sector bank offers features like mutual funds, wealth management services, and insurance products along with banking products like savings account, credit cards, and loans. It offers numerous types of these along with doorstep banking services as well.

Union Bank Of India

Formed in 1919, this bank offers different types of accounts, loans, and cards under personal banking. There are also numerous products like insurance and investment vehicles available as well. This bank offers international remittance and currency exchange services as well.

Andhra Bank

Founded in 1923, this public sector bank has more than 1700 branches across India. It offers retail and corporate banking along with several features for NRIs as well. It provides agricultural loans for both short term and long term, while gold coins are also sold as investment products.

Indian Overseas Bank

This is a public sector bank offering personal and corporate banking solutions with features like corporate salary and student accounts, housing and vehicle loans, credit and debit cards, and fixed deposits. Third party insurance products are also offered.

Deutsche Bank India

This multinational bank offers banking solutions for individuals, institutions, and the corporate. It offers several services like securities trading and broking, investment banking, wealth management services, and retail banking. Private banking, which comes with premium cards and privileges, is also a feature of this bank.

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